I'm Matthew Auterson, a licensed insurance broker working with families on the protection that matters most: life insurance, retirement income, supplemental health, and the safety net you'd want if a hard year ever arrived. No pressure, no jargon, no one-size-fits-all.
Most people don't need more insurance. They need the right insurance, sized correctly, with a person they can call. That's where I come in.
Captive agents can only sell what their parent company offers. As an independent broker, I shop across more than a dozen highly-rated carriers and recommend the policy that actually fits — not the one that pays best or moves fastest.
Each policy below covers a different risk in life. Most households need two or three of them — not all six, and rarely none.
Term, whole, and living benefit options that protect income, debts, and the people who depend on it.
Learn More →Cash benefits for cancer, heart events, accidents, and hospital stays — on top of whatever health plan you carry.
Learn More →Tax-advantaged income strategies using fixed and indexed annuities — growth tied to the market with downside protection.
Learn More →Affordable whole-life coverage built so funeral and end-of-life costs never become a burden on the people you leave behind.
Learn More →Term life sized to your mortgage so the house stays in the family if income suddenly disappears.
Learn More →Permanent life insurance with a tax-advantaged cash value tied to a market index — protection plus a flexible asset.
Learn More →Most clients go from first call to bound coverage in under two weeks — many in a single afternoon.
Fifteen to thirty minutes by phone or video. I learn what you have, what you owe, and what you're trying to protect.
I bring back two or three quotes from different carriers, explain the trade-offs, and answer everything in plain language.
If a plan fits, I walk you through the application. Many policies are approved without a medical exam in days.