/* Matthew Auterson Insurance Broker — site styles */

:root {
  --black: #050608;
  --black-2: #0c0f14;
  --black-3: #141923;
  --line: rgba(255,255,255,0.08);
  --text: #e8edf5;
  --text-dim: #9aa3b2;
  --blue: #2b9bff;
  --blue-2: #1c6dff;
  --blue-glow: rgba(43,155,255,0.35);
  --white: #ffffff;
  --radius: 14px;
  --radius-sm: 8px;
  --container: 1200px;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen, Ubuntu, "Helvetica Neue", Arial, sans-serif;
  background: var(--black);
  color: var(--text);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; height: auto; display: block; }

a { color: var(--blue); text-decoration: none; }
a:hover { color: var(--white); }

.container {
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 24px;
}

/* ===== Header / Nav ===== */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(5,6,8,0.85);
  backdrop-filter: saturate(140%) blur(10px);
  border-bottom: 1px solid var(--line);
}

.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding: 14px 0;
}

.brand {
  display: flex;
  align-items: center;
  gap: 12px;
}

.brand img { height: 56px; width: auto; }

.nav-links {
  display: flex;
  align-items: center;
  gap: 28px;
  list-style: none;
  margin: 0;
  padding: 0;
}

.nav-links a {
  color: var(--text);
  font-weight: 500;
  font-size: 15px;
  letter-spacing: 0.01em;
  position: relative;
  padding: 6px 0;
}

.nav-links a:hover { color: var(--blue); }

.nav-links .has-menu { position: relative; }

.dropdown {
  position: absolute;
  top: 100%;
  left: -16px;
  min-width: 240px;
  background: var(--black-2);
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  padding: 10px;
  list-style: none;
  margin: 8px 0 0;
  opacity: 0;
  visibility: hidden;
  transform: translateY(6px);
  transition: opacity 0.18s ease, transform 0.18s ease, visibility 0.18s;
}

.has-menu:hover .dropdown,
.has-menu:focus-within .dropdown {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.dropdown li a {
  display: block;
  padding: 9px 12px;
  border-radius: 6px;
  font-size: 14px;
  color: var(--text-dim);
}

.dropdown li a:hover {
  background: var(--black-3);
  color: var(--white);
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 22px;
  border-radius: 999px;
  font-weight: 600;
  font-size: 14px;
  letter-spacing: 0.02em;
  cursor: pointer;
  border: 1px solid transparent;
  transition: transform 0.15s ease, box-shadow 0.15s ease, background 0.15s ease, color 0.15s ease;
  text-transform: uppercase;
}

.btn-primary {
  background: linear-gradient(135deg, var(--blue) 0%, var(--blue-2) 100%);
  color: var(--white);
  box-shadow: 0 6px 24px var(--blue-glow);
}

.btn-primary:hover {
  transform: translateY(-1px);
  color: var(--white);
  box-shadow: 0 10px 30px var(--blue-glow);
}

.btn-ghost {
  background: transparent;
  color: var(--text);
  border-color: var(--line);
}

.btn-ghost:hover {
  border-color: var(--blue);
  color: var(--blue);
}

.nav-toggle {
  display: none;
  background: transparent;
  border: 1px solid var(--line);
  color: var(--text);
  width: 42px;
  height: 42px;
  border-radius: 8px;
  font-size: 20px;
  cursor: pointer;
}

/* ===== Hero ===== */
.hero {
  position: relative;
  min-height: 88vh;
  display: flex;
  align-items: center;
  overflow: hidden;
  background: var(--black);
}

.hero-bg {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center;
  opacity: 0.55;
  filter: saturate(110%);
}

.hero-bg::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, rgba(5,6,8,0.45) 0%, rgba(5,6,8,0.7) 60%, rgba(5,6,8,1) 100%);
}

.hero-inner {
  position: relative;
  padding: 100px 0 120px;
  max-width: 760px;
}

.eyebrow {
  display: inline-block;
  text-transform: uppercase;
  letter-spacing: 0.18em;
  font-size: 12px;
  font-weight: 600;
  color: var(--blue);
  border: 1px solid rgba(43,155,255,0.4);
  padding: 6px 14px;
  border-radius: 999px;
  margin-bottom: 22px;
  background: rgba(43,155,255,0.06);
}

.hero h1 {
  font-size: clamp(38px, 6vw, 64px);
  line-height: 1.05;
  margin: 0 0 22px;
  font-weight: 700;
  letter-spacing: -0.02em;
}

.hero h1 .accent {
  background: linear-gradient(135deg, var(--blue) 0%, #7cc8ff 100%);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

.hero p.lead {
  font-size: 18px;
  color: var(--text-dim);
  margin: 0 0 32px;
  max-width: 620px;
}

.hero-cta {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
}

/* ===== Sections ===== */
section { padding: 96px 0; }

.section-header {
  max-width: 720px;
  margin: 0 auto 56px;
  text-align: center;
}

.section-header .eyebrow { margin-bottom: 16px; }

.section-header h2 {
  font-size: clamp(28px, 4vw, 44px);
  margin: 0 0 14px;
  letter-spacing: -0.02em;
  line-height: 1.15;
}

.section-header p {
  color: var(--text-dim);
  font-size: 17px;
  margin: 0;
}

/* ===== Service cards ===== */
.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}

.service-card {
  background: linear-gradient(180deg, var(--black-2) 0%, var(--black-3) 100%);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 32px 28px;
  transition: transform 0.2s ease, border-color 0.2s ease, box-shadow 0.2s ease;
  position: relative;
  overflow: hidden;
}

.service-card::before {
  content: "";
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 2px;
  background: linear-gradient(90deg, transparent, var(--blue), transparent);
  opacity: 0;
  transition: opacity 0.2s ease;
}

.service-card:hover {
  transform: translateY(-4px);
  border-color: rgba(43,155,255,0.35);
  box-shadow: 0 18px 40px rgba(0,0,0,0.4);
}

.service-card:hover::before { opacity: 1; }

.service-icon {
  width: 52px;
  height: 52px;
  border-radius: 12px;
  background: rgba(43,155,255,0.1);
  border: 1px solid rgba(43,155,255,0.25);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
  color: var(--blue);
}

.service-card h3 {
  margin: 0 0 10px;
  font-size: 20px;
  letter-spacing: -0.01em;
}

.service-card p {
  color: var(--text-dim);
  margin: 0 0 20px;
  font-size: 15px;
}

.service-card .read-more {
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  color: var(--blue);
}

/* ===== About / split section ===== */
.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}

.split-img {
  border-radius: var(--radius);
  overflow: hidden;
  border: 1px solid var(--line);
}

.split h2 {
  font-size: clamp(28px, 3.6vw, 40px);
  margin: 0 0 18px;
  letter-spacing: -0.02em;
  line-height: 1.15;
}

.split p { color: var(--text-dim); margin: 0 0 16px; font-size: 16px; }

.bullet-list {
  list-style: none;
  padding: 0;
  margin: 24px 0 32px;
}

.bullet-list li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  padding: 8px 0;
  color: var(--text);
}

.bullet-list .check {
  flex: 0 0 22px;
  height: 22px;
  border-radius: 50%;
  background: rgba(43,155,255,0.15);
  color: var(--blue);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  margin-top: 3px;
}

/* ===== Carriers strip ===== */
.carriers {
  background: var(--black-2);
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
  padding: 60px 0;
}

.carriers h3 {
  text-align: center;
  font-size: 13px;
  text-transform: uppercase;
  letter-spacing: 0.2em;
  color: var(--text-dim);
  margin: 0 0 32px;
  font-weight: 600;
}

.carrier-grid {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: 18px;
}

.carrier {
  background: var(--black-3);
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  padding: 20px 14px;
  text-align: center;
  font-size: 14px;
  font-weight: 600;
  color: var(--text-dim);
  letter-spacing: 0.02em;
  transition: color 0.15s, border-color 0.15s;
}

.carrier:hover {
  color: var(--white);
  border-color: rgba(43,155,255,0.4);
}

/* ===== FAQ ===== */
.faq-list {
  max-width: 820px;
  margin: 0 auto;
}

.faq-item {
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  margin-bottom: 14px;
  background: var(--black-2);
  overflow: hidden;
}

.faq-q {
  width: 100%;
  text-align: left;
  background: transparent;
  border: 0;
  color: var(--text);
  padding: 22px 24px;
  font-size: 16px;
  font-weight: 600;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  font-family: inherit;
}

.faq-q .icon {
  width: 22px; height: 22px; border-radius: 50%;
  background: rgba(43,155,255,0.12); color: var(--blue);
  display: inline-flex; align-items: center; justify-content: center;
  flex: 0 0 22px;
  transition: transform 0.2s;
  font-size: 16px;
  line-height: 1;
}

.faq-item.open .faq-q .icon { transform: rotate(45deg); }

.faq-a {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease;
  color: var(--text-dim);
}

.faq-a-inner { padding: 0 24px 22px; font-size: 15px; }

.faq-item.open .faq-a { max-height: 600px; }

/* ===== CTA banner ===== */
.cta-banner {
  position: relative;
  border-radius: var(--radius);
  overflow: hidden;
  padding: 64px 48px;
  text-align: center;
  background: linear-gradient(135deg, #0a1428 0%, #0c0f14 100%);
  border: 1px solid rgba(43,155,255,0.25);
}

.cta-banner::before {
  content: "";
  position: absolute;
  top: -50%; left: -10%;
  width: 60%; height: 200%;
  background: radial-gradient(closest-side, var(--blue-glow), transparent 70%);
  pointer-events: none;
}

.cta-banner h2 {
  font-size: clamp(26px, 3.4vw, 38px);
  margin: 0 0 14px;
  position: relative;
}

.cta-banner p {
  color: var(--text-dim);
  margin: 0 0 28px;
  position: relative;
  font-size: 17px;
}

/* ===== Footer ===== */
.site-footer {
  background: var(--black-2);
  border-top: 1px solid var(--line);
  padding: 64px 0 28px;
  color: var(--text-dim);
  font-size: 14px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 40px;
  margin-bottom: 48px;
}

.footer-grid h4 {
  color: var(--white);
  font-size: 13px;
  text-transform: uppercase;
  letter-spacing: 0.16em;
  margin: 0 0 16px;
}

.footer-grid ul { list-style: none; padding: 0; margin: 0; }
.footer-grid li { margin-bottom: 8px; }
.footer-grid a { color: var(--text-dim); }
.footer-grid a:hover { color: var(--blue); }

.footer-brand img { height: 64px; margin-bottom: 14px; }

.footer-bottom {
  border-top: 1px solid var(--line);
  padding-top: 22px;
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 16px;
  font-size: 13px;
}

/* ===== Page header (interior pages) ===== */
.page-header {
  position: relative;
  padding: 110px 0 80px;
  background: var(--black-2);
  border-bottom: 1px solid var(--line);
  overflow: hidden;
}

.page-header::before {
  content: "";
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center;
  opacity: 0.18;
}

.page-header.bg-skyline::before { background-image: url('../images/office-skyline.png'); }
.page-header.bg-dusk::before { background-image: url('../images/office-dusk.png'); }
.page-header.bg-day::before { background-image: url('../images/office-day.png'); }
.page-header.bg-night::before { background-image: url('../images/office-night.png'); }
.page-header.bg-evening::before { background-image: url('../images/office-evening.png'); }
.page-header.bg-sunset::before { background-image: url('../images/hero-sunset.png'); }

.page-header .container { position: relative; }

.page-header h1 {
  font-size: clamp(36px, 5vw, 56px);
  margin: 16px 0 12px;
  letter-spacing: -0.02em;
}

.page-header p { color: var(--text-dim); max-width: 680px; font-size: 17px; margin: 0; }

/* ===== Article / content layout ===== */
.prose {
  max-width: 760px;
  margin: 0 auto;
  font-size: 17px;
}

.prose h2 {
  font-size: 28px;
  margin: 48px 0 16px;
  letter-spacing: -0.01em;
}

.prose h3 {
  font-size: 21px;
  margin: 32px 0 12px;
}

.prose p { color: var(--text-dim); margin: 0 0 18px; }

.prose ul { color: var(--text-dim); padding-left: 22px; }
.prose li { margin-bottom: 8px; }

/* ===== Contact form ===== */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 56px;
  align-items: start;
}

.contact-info h3 {
  font-size: 22px;
  margin: 0 0 18px;
}

.contact-info p { color: var(--text-dim); }

.contact-info .contact-row {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  padding: 14px 0;
  border-bottom: 1px solid var(--line);
}

.contact-info .contact-row .icon {
  width: 40px; height: 40px; border-radius: 10px;
  background: rgba(43,155,255,0.1);
  border: 1px solid rgba(43,155,255,0.25);
  display: flex; align-items: center; justify-content: center;
  color: var(--blue);
  flex: 0 0 40px;
}

.contact-info .contact-row strong { color: var(--white); display:block; margin-bottom: 2px; font-size: 14px; }
.contact-info .contact-row span { color: var(--text-dim); font-size: 14px; }

form.contact-form {
  background: var(--black-2);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 32px;
}

.field { margin-bottom: 18px; }

.field label {
  display: block;
  font-size: 13px;
  color: var(--text-dim);
  margin-bottom: 6px;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

.field input, .field textarea, .field select {
  width: 100%;
  background: var(--black-3);
  border: 1px solid var(--line);
  color: var(--text);
  border-radius: 8px;
  padding: 12px 14px;
  font-size: 15px;
  font-family: inherit;
  transition: border-color 0.15s;
}

.field input:focus, .field textarea:focus, .field select:focus {
  outline: none;
  border-color: var(--blue);
}

.field textarea { resize: vertical; min-height: 130px; }

/* ===== License cards ===== */
.license-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}

.license-card {
  background: linear-gradient(180deg, var(--black-2) 0%, var(--black-3) 100%);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 22px 22px 20px;
  position: relative;
  overflow: hidden;
  transition: border-color 0.2s, transform 0.2s;
}

.license-card:hover {
  border-color: rgba(43,155,255,0.4);
  transform: translateY(-2px);
}

.license-card .state-row {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 14px;
}

.license-card .state-icon {
  width: 38px; height: 38px;
  border-radius: 10px;
  background: rgba(43,155,255,0.1);
  border: 1px solid rgba(43,155,255,0.25);
  color: var(--blue);
  display: flex; align-items: center; justify-content: center;
  font-size: 14px; font-weight: 700;
  flex: 0 0 38px;
  letter-spacing: 0.04em;
}

.license-card h3 {
  margin: 0;
  font-size: 18px;
  letter-spacing: -0.01em;
}

.license-card .lic-num {
  font-size: 12px;
  color: var(--text-dim);
  letter-spacing: 0.04em;
  font-family: ui-monospace, SFMono-Regular, Menlo, Consolas, monospace;
  margin-top: 2px;
}

.license-meta {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px 18px;
  margin-top: 6px;
}

.license-meta dt {
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--text-dim);
  font-weight: 600;
  margin: 0 0 3px;
}

.license-meta dd {
  margin: 0;
  font-size: 14px;
  color: var(--text);
}

/* ===== Carrier directory ===== */
.carrier-directory {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 18px;
}

.carrier-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  padding: 22px 16px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 12px;
  min-height: 130px;
  text-align: center;
  transition: transform 0.15s, box-shadow 0.15s;
}

.carrier-card:hover {
  transform: translateY(-2px);
  box-shadow: 0 12px 28px rgba(0,0,0,0.35);
}

.carrier-card img {
  width: 56px;
  height: 56px;
  object-fit: contain;
  flex: 0 0 56px;
}

.carrier-card .carrier-name {
  font-size: 13px;
  font-weight: 600;
  color: #1a2233;
  letter-spacing: 0.01em;
  line-height: 1.3;
}

.carrier-card.text-only {
  background: var(--black-3);
  border-color: var(--line);
  min-height: 130px;
}

.carrier-card.text-only .carrier-name {
  color: var(--text);
  font-size: 14px;
}

.carrier-card.text-only::before {
  content: "";
  width: 36px; height: 36px;
  border-radius: 8px;
  background: rgba(43,155,255,0.12);
  border: 1px solid rgba(43,155,255,0.25);
}

/* ===== Responsive ===== */
@media (max-width: 960px) {
  .services-grid { grid-template-columns: repeat(2, 1fr); }
  .carrier-grid { grid-template-columns: repeat(4, 1fr); }
  .license-grid { grid-template-columns: repeat(2, 1fr); }
  .carrier-directory { grid-template-columns: repeat(3, 1fr); }
  .split { grid-template-columns: 1fr; gap: 36px; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .contact-grid { grid-template-columns: 1fr; gap: 32px; }
}

@media (max-width: 720px) {
  .nav-toggle { display: inline-flex; align-items: center; justify-content: center; }
  .nav-links {
    position: absolute;
    top: 100%; left: 0; right: 0;
    background: var(--black-2);
    border-top: 1px solid var(--line);
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    padding: 8px 0;
    display: none;
  }
  .nav-links.open { display: flex; }
  .nav-links li { width: 100%; }
  .nav-links a { display: block; padding: 14px 24px; }
  .dropdown { position: static; opacity: 1; visibility: visible; transform: none; border: 0; background: transparent; padding: 0 0 0 12px; margin: 0; }
  .dropdown li a { padding: 10px 24px; font-size: 14px; }
  .nav-cta { display: none; }
  .services-grid { grid-template-columns: 1fr; }
  .carrier-grid { grid-template-columns: repeat(2, 1fr); }
  .carrier-directory { grid-template-columns: repeat(2, 1fr); }
  .license-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; gap: 28px; }
  section { padding: 64px 0; }
  .hero-inner { padding: 64px 0 80px; }
  .brand img { height: 44px; }
}